Pursuing Universal Retirement Security Through Automatic IRAs

Pursuing Universal Retirement Security Through Automatic IRAs

An estimated 71 million workers — most of them moderate- and low-income employees of small businesses — do not have a pension plan. Pursuing Universal Retirement Security Through Automatic IRAs (34 pages, PDF), a report from the Retirement Security Project and the Heritage Foundation, proposes direct payroll deposits to low-cost, diversified individual retirement accounts as one solution to the problem. AARP has joined forces with the organizations, lending its support.